The idiom "add insult to injury" means to make a bad situation worse by doing or saying something that is hurtful or disrespectful. It is used when someone has already experienced a negative situation, and then something else happens that makes it even worse.
For example, imagine that someone has just lost their job. That is already a difficult situation to deal with. But if their boss then makes a rude comment about their work performance, that would be adding insult to injury.
Another example could be if someone is already feeling sick, and then they find out they have to go to the hospital for a medical procedure. That is already a stressful situation, but if the hospital staff is rude or dismissive, that would be adding insult to injury.
Overall, the idiom "add insult to injury" is used to describe a situation where something bad happens, and then something else makes it even worse. It is often used to express frustration or anger about a difficult situation.
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• My team lost the game, and to add insult to injury, the referee made a bad call that cost us the victory.
• After I lost my job, to add insult to injury, my car broke down on the way home.
• I was running late for work and then, to add insult to injury, it started to rain.
• After I gave a presentation at the conference, to add insult to injury, a member of the audience criticized my research without fully understanding it.
• My friend forgot my birthday and to add insult to injury, she didn't even call me.
• My landlord raised my rent, and to add insult to injury, he also refused to fix the leak in the bathroom.